The Insurance CompanyChances are, your employer pays premiums to an insurance company (commonly called the “carrier”) so that, in the event that you are injured, you will be provided with medical care (“cure”) and a small living allowance (“maintenance”) until you are released by the doctor. The insurance company is also responsible in the event that your employer agrees or is ordered to pay you a settlement for your Jones Act injury. Once a Jones Act claim is filed, an adjuster is assigned to administrate your case.
The insurance company is a large institution, designed to collect money from the employer, and refuse money to the injured worker. It is in the insurance company’s best interest to look for any way possible to deny the claim. The carrier may also fail to send your maintenance checks in a timely fashion. The carrier may also refuse to pay for or intentionally delay certain medical treatments or services.
A competent Jones Act attorney can ensure that your rights are protected from the adjusters, lawyers and policies of the Jones Act carrier. Don’t wait until your checks or medical care have been prematurely and permanently halted before you ask for help.
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 | Claims can result in large cash awards?
| | | You may be eligible for attorney loans?
| | | You are allowed to choose your own doctor?
| | | Following an injury, your employer cannot be trusted?
| | | That attorneys can help you secure medical tests and treatment?
| | | That the Jones Act is almost no fault?
| | | If you have been injured on the water, then chances are, you are covered by the Jones Act!
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